Includes previous exam papers of UGCF-SEC

his book is essential for anyone seeking financial freedom through disciplined financial education. This comprehensive book is designed to equip readers with the knowledge and skills to make confident financial decisions, ultimately leading to financial independence.Financial literacy is the cornerstone of financial well-being, and this book emphasizes the importance of becoming financially educated. The rapid development of financial technology (fintech) has made financial education more critical than ever, enabling individuals to navigate the expanding financial landscape effectively.

The book is structured into comprehensive units, each focusing on key aspects of finance, from personal financial planning to understanding the stock market.

This book aims to provide undergraduate students with the foundational skills needed to become financially sound. Authored by an experienced educator and researcher in personal finance, the book draws on years of teaching, research, and practical experience.